You’ve probably been discouraged to see the interest rate on your high-yield savings account fall during the past couple of months. But your money is still earning much more than it would in a traditional savings account — and more than inflation. R

Financial Boot Camp for 20-Somethings: Day 5 of 5 It’s time to get your money in order. When you’re in your 20s, retirement seems so abstract, it might as well be thousands of years away. Maybe it feels something like that to you right now. Why save